Auto Loans

Need to replace or refinance your vehicle? Don’t worry—we’ll give you the best offer we have so you can drive away with a great loan and a smile! Northern Colorado Credit Union has the best auto loans in town, and usually the best rates too. We work hard to find you the most competitive rate, then we personally walk you through the finance process to get you into the vehicle you’ve always wanted.  

At Northern Colorado Credit Union, we can even refinance your current vehicle loan from another bank or credit union—and with 0.50% off your qualifying rate*!

Plus, we give you the personal attention and respect you deserve! Don’t forget to ask for financing through NCCU when you’re shopping local dealerships to help pay for that dream car. We offer auto-loans for cars, classics, pickups, sport utility vehicles (SUVs), boats, trailers, motorcycles, and fifth-wheel trailers.

Additional Products and Services

Northern Colorado Credit Union also offers these great products to make financing your vehicle even easier!

  • Auto Insurance– Northern Colorado Credit Union partners with CUNA Mutual Group to make TruStage Insurance products available to our members (offered through Liberty Mutual). TruStage Auto Insurance is not only great insurance, but all NCCU members automatically receive a 10% discount.  CLICK HERE for more details.
  • Gap Insurance—Protects you in case your vehicle is totaled, and you owe more on your loan than your vehicle’s insurance policy will pay. 
  • Mechanical Breakdown Protection—Many members are keeping their older cars longer. Don’t get caught without coverage that keeps you on the road when you need it the most. A new transmission can be costly without a Mechanical Breakdown policy.

Helpful Information for Auto Loans

Looking for an auto loan and wondering how much you can afford? Or would you like to find out what your payment would be with a certain interest rate? We are here to help!

How much car can I afford?
How much will my loan payments be?
What is my loan interest rate?

You can also check your vehicle’s trade-in value at these sites:

For more information or questions regarding auto loans, please contact one of our loan officers at 970.330.3900 or contact us here

First Time Auto Buyers

If you are a first time auto buyer, check out our Credit Builder Auto Loan Program.

*See Employee for Terms. All memberships and loans are subject to approval, standard rates and underwriting guidelines apply. New money only (Purchase or Refinance from another institution). Open to anyone that works or lives in Larimer or Weld County.

We will be closed Thursday, November 24, 2022 for Thanksgiving.