Auto Loans in Colorado

Get behind the wheel with a loan that fits your lifestyle

First car, next car, or refinancing – NCCU makes it simple and stress-free!

Start your Application

Rates as low as

4.99% APR*

Check Your Rate

Ride This Way!

Solutions for every road you’re on!

New Auto Loans

Competitive financing for new vehicles!

New Car Smells Start Here ➝

Used Auto Loans

Affordable financing for quality pre-owned vehicles!

Ride This Way ➝

Refinance

Lower your rate or payment and save more!

Let’s Start Saving ➝

Pre-Approval

Shop with confidence! Get pre-approved before you buy!

Confidence Just a Click Away ➝

First-Time Auto Buyer?

We get it! Buying your first car can feel overwhelming. That’s why we’re here to help you feel confident and prepared every step of the way.
Ask about our Credit Builder Loan program, designed to help you build credit while making the most of your financing experience.

Let’s get you on the road today!

Your Next Ride Starts Here! Talk to a Real Person Today!

Contact Us!

FAQ

How much car can I afford?

How much will my loan payments be?

What is my loan interest rate?

Learn More About Protection Options!

GAP Coverage – Helps cover the difference if your vehicle is totaled and you owe more than it’s worth

Mechanical Breakdown Protection (MBP) – Helps cover certain repair costs after your manufacturer warranty expires

Depreciation Protection Waiver (DPW) – Helps reduce the impact of vehicle depreciation over time by waiving eligible amounts based on program terms

*Rate and Annual Percentage Rate (APR) depend on the member’s individual credit history, vehicle year, and term of the loan. See a loan officer for qualifications. Rates posted online are subject to change.See Employee for Terms. All memberships and loans are subject to approval, standard rates and underwriting guidelines apply. Open to anyone that works or lives in Larimer, Weld, Morgan, Logan, and Washington County.