Credit Builder Auto Loans

Earn 50% of your interest back at the end of your Credit Builder Auto Loan!*

That’s right! When you complete the payments on your Credit Builder Auto Loan with on-time payments over the life of the loan, we’ll reimburse you for 50% of the interest you paid. If you live or work in Weld or Larimer County and are a first-time auto buyer, you are eligible to apply! You will need to establish direct deposit to your account.


  • Co-Borrower NOT required
  • No previous auto loans
  • Max loan $15,000
  • Must have 100,000 miles or less on the vehicle
  • No salvage or branded titles
  • Minimum 6 months employment with most recent employer OR 18 months employment history with no more than 3 employers
  • Must provide 30 days of pay stubs
  • Must set up Direct Deposit
  • Max term 66 months
  • Max Loan-to-Value (LTV) 85%
  • AFT required

*See Employee for Terms. All memberships and loans are subject to approval, standard rates and underwriting guidelines apply. Open to anyone that works or lives in Larimer or Weld County.

We will be closed Thursday, November 25, 2020 for Thanksgiving.