Rates


Colorado CD Rates – Certificates of Deposit

Tiered rates based on minimum deposit

Mountain CD Rates - Effective Tuesday, June 18, 2024
Certificate TermAPYMinimum Deposit
MOUNTAIN 6MO CD4.80%$500.00
MOUNTAIN 12MO CD4.65%$500.00
MOUNTAIN 18MO CD3.90%$500.00
MOUNTAIN 24MO CD3.35%$500.00
MOUNTAIN 36MO CD3.25%$500.00
MOUNTAIN 48MO CD3.30%$500.00
MOUNTAIN 60MO CD3.35%$500.00
Peak CD Rates - Effective Tuesday, June 18, 2024
Certificate TermAPYMinimum Deposit
PEAK 06MO CD4.90%$10000.00
PEAK 12MO CD4.75%$10000.00
PEAK 18MO CD4.00%$10000.00
PEAK 24MO CD3.45%$10000.00
PEAK 36MO CD3.35%$10000.00
PEAK 48MO CD3.40%$10000.00
PEAK 60MO CD3.45%$10000.00
Summit CD Rates - Effective Tuesday, June 18, 2024
Certificate TermAPYMinimum Deposit
SUMMIT 06MO CD5.00%$25000.00
SUMMIT 12MO CD4.86%$25000.00
SUMMIT 18MO CD4.10%$25000.00
SUMMIT 24MO CD3.56%$25000.00
SUMMIT 36MO CD3.51%$25000.00
SUMMIT 48MO CD3.45%$25000.00
SUMMIT 60MO CD3.55%$25000.00
IRA CD Rates - Effective Tuesday, June 18, 2024
Certificate TermAPYMinimum Deposit
06 MONTH IRA CERT5.00%$1000.00
12 MONTH IRA CERT4.86%$1000.00
18 MONTH IRA CERT4.10%$1000.00
24 MONTH IRA CERT3.56%$1000.00
36 MONTH IRA CERT3.51%$1000.00
48 MONTH IRA CERT3.45%$1000.00
60 MONTH IRA CERT3.55%$1000.00

Evolution Accounts

Accounts for ages 0-26

Evolution CD Rates - Effective Tuesday, June 18, 2024
Certificate TermAPYMinimum Deposit
24 MO EVOLUTION CERT4.00%$100.00
Evolution Savings Rates - Effective Monday, August 1, 2022
APYMinimum
Deposit
Minimum
Balance
EVOLUTION SHARE3.04%$25.00$0.00
EVOLUTION SHARE0.25%$25.00$500.01
EVOLUTION CHECKING3.04% $0.00
EVOLUTION CHECKING1.01% $500.01
EVOLUTION CHECKING0.15% $1000.01

Other Savings

Millennium Savings Rates - Effective Monday, August 1, 2022
APYMinimum
Deposit
Minimum
Balance
PRIMARY SHARE0.10%$25.00$25.00
ADDITIONAL SHARE0.10%$25.00$0.00
MILLENNIUM CHECKING0.05%$1000.00$1000.00
MILLENNIUM CHECKING0.10%$1000.00$10000.00
Money Market Savings Rates - Effective Monday, August 1, 2022
APYMinimum
Deposit
Minimum
Balance
MONEY MARKET0.15%$2500.00$2500.00
MONEY MARKET0.20%$2500.00$10000.00
MONEY MARKET0.25%$2500.00$25000.00
MONEY MARKET0.30%$2500.00$50000.00
JUMBO MONEY MARKET0.00%$100000.00$0.00
JUMBO MONEY MARKET1.01%$100000.00$100000.00

Loans

Loan Rates - Effective Tuesday, June 18, 2024
Loan TypeBase RateTerms & Information
NEW AUTO 2022-2024 0-72 MONTHS 6.49% 60 M
USED AUTO 2016-2021 0-72 MONTH » 6.49% 60 M
USED AUTO 2016-2021 0-72 MONTH » 6.49% 60 M
USED AUTO 2016-2021 0-72 MONTH » 6.49% 84 M
VISA Rewards Credit Card » 9.90% 36 M
PERSONAL LOAN (UNSECURED) » 11.49% 36 M UP TO 36 MONTHS
HOME EQUITY LOC- VARIABLE RATE » 8.50% 60 M VARIABLE INTEREST RATE LINE OF CREDIT
HOME EQUITY LOAN 97 - 120 MO » 9.99% 120 M HOME EQUITY LOAN (OWNER OCCUPIED)
RV OR CAMPER » 7.49% 120 M 73-93 months 2019 model year or newer

Mortgage Rates

Mortgage rates change daily. Please call 970-330-3900 for our current rates. If you are ready to get started on your mortgage, click the “Begin Inquiry” button below.

The interest rates and yields set forth above are accurate as of the effective date indicated on this document. If you wish to obtain current rate information, please call the credit union.

The Annual Percentage Yield (APY) is a percentage rate reflecting the total amount of interest paid on an account based on interest rates and compounding frequency over a 365-day period. Normally, no notice of intent to withdraw shares is required; however, Northern Colorado Credit Union of Greeley’s bylaws give the credit union the authority to require up to sixty (60) days’ notice to withdraw shares. A penalty will be assessed for early fund withdrawal. Penalties assessed will be 90, 120 or 180 days of earned interest depending on the term. Fees may reduce earnings. Fee Schedules are available upon request by contacting us at 970-330-3900. The interest rate and APY are the prospective rates and yields the credit union anticipates paying for the applicable period. No additional deposits can be made to IRA or regular certificates of deposit during the term.

Rate and Annual Percentage Rate (APR) depend on the member’s individual credit history, vehicle year, and term of the loan. See a loan officer for qualifications. Rates posted online are subject to change.