INFORMATION COLLECTION & USE:
Personal Identification Information
We may collect personal identification information from Users in a variety of ways in connection with activities, services, features or resources we make available on our Site. Users may visit our Site anonymously. We will collect personal identification information from Users only if they voluntarily submit such information to us. Users can always refuse to supply personally identification information, except that it may prevent them from engaging in certain Site related activities.
Non-Personal Identification Information
We may collect non-personal identification information about Users whenever they interact with our Site. Non-personal identification information may include the browser name, the type of computer and technical information about Users means of connection to our Site, such as the operating system and the Internet service providers utilized and other similar information
Web Browser Cookies
How We Use Collected Information
NORTHERN COLORADO CREDIT UNION may collect and use Users personal information for the following purposes:
- To improve member service: Information you provide helps us respond to your member service requests and support needs more efficiently.
- To personalize user experience: We may use information in the aggregate to understand how our Users as a group use the services and resources provided on our Site.
- To improve our Site: We may use feedback you provide to improve our products and services.
- To send periodic emails: We may use the email address to respond to their inquiries, questions, and/or other requests. If User decides to opt-in to our mailing list, they will receive emails that may include company news, updates, related product or service information, etc. If at any time the User would like to unsubscribe from receiving future emails, we include detailed unsubscribe instructions at the bottom of each email or User may contact us via our Site.
How We Protect Your Information
NORTHERN COLORADO CREDIT UNION uses appropriate data collection, storage and processing practices and security measures to protect against unauthorized access, alteration, disclosure or destruction of your personal information, username, password, transaction information and data stored on our Site. Sensitive and private data exchange between the Site and its Users happens over an SSL secured communication channel and is encrypted and protected with digital signatures. We use a multi-factor authentication process and require a password for members to access their accounts online. Members can help maintain the security of their personal information by not sharing passwords with anyone and by changing passwords on a regular basis.
Sharing Your Personal Information
At NORTHERN COLORADO CREDIT UNION, we do not sell, trade, or rent Users personal identification information to others. We may disclose information we collect, as permitted by law, to Credit Union service providers with whom we have joint marketing agreements, other affiliates to help us administer our business or provide product information to members, and other third parties, but only to administer products and services obtained from the Credit Union, to conduct our business, or when legally required.
Third Party Websites
Users may find advertising or other content on our Site that link to the sites and services of our partners, suppliers, advertisers, sponsors, licensors and other third parties. We do not control the content or links that appear on these sites and are not responsible for the practices employed by websites linked to or from our Site. In addition, these sites or services, including their content and links, may be constantly changing. These sites and services may have their own privacy policies and member service policies. Browsing and interaction on any other website, including websites which have a link to our Site, is subject to that website’s own terms and policies.
YOUR ACCEPTANCE OF THESE TERMS:
By using this site, you signify your acceptance of this policy and terms of service. If you do not agree to this policy, please do not use our Site. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes.
ADDITIONAL CONSUMER RESOURCE