NCCU + U Perks Program!
Bundle your NCCU accounts and services to earn discounts on your auto loan rate!

3 Easy Steps To Earn More!
First-Time Auto Buyer?
We get it! Buying your first car can feel overwhelming. That’s why we’re here to help you feel confident and prepared every step of the way.
Ask about our Credit Builder Loan program, designed to help you build credit while making the most of your financing experience.
Have Questions? Talk to a Real Person Today!
FAQ
How much will my loan payments be?
What is my loan interest rate?
Learn More About Protection Options!
GAP Coverage – Helps cover the difference if your vehicle is totaled and you owe more than it’s worth
Mechanical Breakdown Protection (MBP) – Helps cover certain repair costs after your manufacturer warranty expires
Depreciation Protection Waiver (DPW) – Helps reduce the impact of vehicle depreciation over time by waiving eligible amounts based on program terms
*APR= Annual Percentage Rate. Rate discount of up to 1.00% off normal qualifying rate available on eligible New and Used Auto Loans with the NCCU+U Perks Program. Cannot be combined with any other discounts or promotions offered on title secured loans or previously discounted rates. Discounts are based on qualifying criteria and relationship requirements which may include having to open additional products, loans, and services. Please see employee for full program details. Failure to maintain eligibility may result in an increase to the loan rate as permitted by the loan agreement. Not all applications will qualify for one or both discounts. Subject to loan approval, standard underwriting applies. Rates are subject to change at any time without notice. Program may be discontinued at any time. Open to anyone who works, lives, or goes to school in Larimer, Weld, Morgan, Logan, and Washington County.