Checking Accounts

Checking Accounts


Choose the checking account that fits you best!

You ready to enjoy local checking accounts that keep your money where your community is? We’ve got you covered! Let’s get you set up with one of our checking accounts today and show you the difference.

Clear Path Checking

Your clear path to checking: no minimum balance, no service fees. Why switch? Because better banking should be this simple.

Account Details

  • FREE Shared Branching ATMs nationwide
  • FREE Online Banking
  • FREE Mobile Banking with our NCCU Mobile App
  • FREE Debit Card
  • No monthly service fee
  • No minimum balance
  • eStatements required

True North Checking

True North Checking is a premium, interest-bearing account with exclusive perks and strong earning potential because your money deserves more.

Account Details

  • FREE Online Banking
  • FREE Money Orders
  • FREE Teller Checks
  • FREE Mobile Banking with our NCCU Mobile App
  • FREE eStatements
  • FREE Debit Card
  • FREE Standard Checks (One box per calendar year)
  • UNLIMITED check writing
  • No monthly service fee (if balance stays above $1000, otherwise $10/month)
  • $1000 minimum balance
  • Interest-bearing account*

*Interest earned based on your average daily balance above $1000 and whether account balance stays above the required $1000 minimum balance.


Mastercard

Debit Card

Your NCCU debit card is all you need! But we get it, sometimes you need cash. Good news: you’ve got access to thousands of FREE CO-OP ATMs, so your money is always within reach.

Have questions about our checking accounts? Talk to a real person today!