Business Accounts

Smart Solutions for Local Businesses

Local support, tailored solutions, and a partner you can trust—every step of the way.

Business Checking*

  • No minimum balance required
  • Mastercard (debit) card
  • FREE unlimited check writing
  • FREE Online Banking & eStatements
  • ATM access**

Business Savings & Money Markets!

Build your business’s future with flexible savings options designed to work as hard as you do. Our Business Share and Business Money Market accounts offer competitive rates, easy access to your funds, and smart ways to help your savings grow.*** With tiered-rate Money Markets, the more you save, the more you earn—while still keeping your cash available when you need it.****

Business Account Inquiry Form

Let us know how we can help make business easier! Contact us today!

Required Documents

We recommend having the following documents ready to help streamline the account opening process and ensure faster service.

  • Statement of Trade Name
  • EIN Letter – Business Taxpayer Identification Number*****
  • Certificate of Partnership
  • Partnership or Operating Agreement
  • EIN Letter – Business Taxpayer Identification Number*****
  • Articles of Organization
  • Operating Agreement
  • EIN Letter – Business Taxpayer Identification Number*****
  • Articles of Organization
  • Agreement/Meeting Minutes for Authority of Owners & Signer
  • EIN Letter – Business Taxpayer Identification Number*****
  • Trade Name Certificate or Articles of Incorporation for Nonprofit
  • Letter/Meeting Minutes for Authority of Signers
  • EIN Letter – Business Taxpayer Identification Number*****

Business & Organization Resources


*A minimum deposit of $25 in a Share Savings Account is required for Membership with Northern Colorado Credit Union. Control Person/Primary Owner of Business must also be eligible for Membership with Northern Colorado Credit Union and maintain a personal account in good standing prior to Business Account Opening.

**Transactions at ATMs not owned by Northern Colorado Credit Union, or not in the Shared Branching Co-Op Network may incur fees by the machine’s owner.

***Membership qualifications apply. Inactive Account Fees may apply. See employee for full details.

****A minimum deposit of $2,500 in a Money Market is required. Dividend earnings on Shares and Money Markets are available on the current Northern Colorado Credit Union rate schedule and are variable and subject to change.

*****An EIN (Employer Identification Number) Letter is required to verify the Business Taxpayer Identification Number. No alternative forms will be accepted.