COMING SOON APRIL 6!
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Big HELOC Savings Start Here | 2.26%APR* for 6 Months!
Let’s get you started with this limited time special! Click the button below to start!
What can you do with a HELOC?
Pay for your student’s college tuition!
Make college dreams a reality with a HELOC. Enjoy the flexibility to cover tuition costs while keeping your cash flow steady, invest in education without the stress!
Debt Consolidation!
Simplify your finances by using a HELOC to pay off high-interest credit cards and loans. This can lower your monthly payments and reduce interest costs, helping you regain control and save money over time.
Renovate your home!
Transform your living space with funds from a HELOC. Whether it’s a modern kitchen upgrade, a new bathroom, or energy-efficient improvements, a HELOC lets you invest in your home’s value and comfort without draining your savings.
Go on a dream vacation!
Make unforgettable memories by financing your dream getaway with a HELOC. Enjoy the flexibility of funding travel expenses while keeping your cash flow steady, turning those bucket-list adventures into reality.
Plus, So Much More!
A HELOC can be used for many different purposes beyond the common ones. Whether you have other financial goals or unexpected needs, it offers flexibility to help you manage your money your way.
Don’t stop now! Use our contact form below to find out how we can help you get a HELOC for exactly what you need.
Questions?
No question is too small here! Fill out our contact form, and a real person will get back to you!
*Annual Percentage Rate (APR). See employee for additional terms and conditions. Membership must be in good standing. All loans are subject to credit review and standard underwriting. Not all applicants will qualify. HELOC Special applications must be received between 4/06/2026 – 5/15/2026, and the loan must close no later than 05/27/2026. HELOC Special promotional rate is a fixed rate of 2.26% for 6 (six) months. The fixed rate will adjust to the borrower’s standard qualifying variable rate, determined at the time of loan origination, on the first of the month following the end of the 6-month promotional period but no later than 12/1/20261. This offer is eligible for loans secured by a primary residence only; the property must be located in the state of Colorado. Must be a new loan or refinance from another financial institution; must not have had an open HELOC with NCCU in the last 90 days; a minimum loan amount of $10,000 and a maximum loan amount of $150,000.00; and a maximum combined loan-to-value of 85%. Appraisal may be required, and a fee collected. Open to anyone who works, lives, or attends school in Larimer, Weld, Morgan, Logan, and Washington County. NMLS#803643
1Variable rates are based on the Wall Street Journal Prime Rate (index) added to the margin member qualifies for based on credit score and other factors. Promotion may end at any time without notice. Rates are subject to change without notice.