Checking Accounts

NCCU offers several types of checking accounts to fit your lifestyle:  

Read our checking account brochure for more information.

Green Checking

Green Checking is a FREE checking account designed for people who use electronic banking and debit cards*, so it makes sense to sign up right away! Why should you make the switch? Everyone likes free stuff, and that’s exactly what you get with a Green Checking Account.

Account Details

  • FREE ATMs nationwide for your debit card
  • No monthly service fee
  • No minimum balance
  • FREE Online Banking
  • FREE Mobile Banking with our NCCU Mobile App
  • eStatements Required
  • FREE Debit Card
  • First five (5) checks per month are free*

*After 5 written checks, your account will be charged $0.50 per check.

Millennium Checking

Millennium Checking is an interest-bearing account that earns interest when you maintain a high minimum balance.

Account Details

  • FREE ATMs nationwide for your debit card
  • No monthly service fee (if balance stays above $1000, otherwise $10/month)
  • $1000 minimum balance
  • FREE Online Banking
  • FREE Mobile Banking with our NCCU Mobile App
  • FREE eStatements
  • FREE Debit Card
  • UNLIMITED check writing
  • Interest-bearing account*

*Interest earned based on your average daily balance above $1000 and whether account balance stays above the required $1000 minimum balance.

Classic Checking

If you like to write checks and need to get paper statements, Classic Checking could be the right choice for you.

Account Details

  • FREE ATMs nationwide for your debit card
  • $5 monthly service fee
  • No minimum balance
  • FREE Online Banking
  • FREE Mobile Banking with our NCCU Mobile App
  • FREE eStatements
  • FREE Debit Card
  • UNLIMITED check writing

Features for All Accounts

Mastercard Debit Card

Available with our checking accounts. Read our Debit Card information for more details.

Online Banking

Online Banking services are FREE with all checking accounts.

Reorder Checks

Please Contact Us to reorder checks.

Online ATM Locator

As a member of the Co-Op network, you now have access to over ATM locations nationwide that are surcharge-FREE to our debit card users. Find a surcharge-free ATM near you!


We will be closed Thursday, November 24, 2022 for Thanksgiving.