Rates


Certificate Rates - Effective Saturday, February 22, 2020
Certificate TermAPYMinimum Deposit
MOUNTAIN 6MO CD1.460%$500.00
MOUNTAIN 12MO CD1.560%$500.00
MOUNTAIN 18MO CD1.610%$500.00
MOUNTAIN 24MO CD1.710%$500.00
MOUNTAIN 36MO CD1.760%$500.00
MOUNTAIN 48MO CD1.870%$500.00
MOUNTAIN 60MO CD2.020%$500.00
Certificate Rates - Effective Saturday, February 22, 2020
Certificate TermAPYMinimum Deposit
PEAK 06MO CD1.510%$10,000.00
PEAK 12MO CD1.610%$10,000.00
PEAK 18MO CD1.660%$10,000.00
PEAK 24MO CD1.820%$10,000.00
PEAK 36MO CD1.920%$10,000.00
PEAK 48MO CD1.970%$10,000.00
PEAK 60MO CD2.220%$10,000.00
Certificate Rates - Effective Saturday, February 22, 2020
Certificate TermAPYMinimum Deposit
SUMMIT 06MO CD1.610%$25,000.00
SUMMIT 12MO CD1.660%$25,000.00
SUMMIT 18MO CD1.710%$25,000.00
SUMMIT 24MO CD1.920%$25,000.00
SUMMIT 36MO CD2.070%$25,000.00
SUMMIT 48MO CD2.120%$25,000.00
SUMMIT 60MO CD2.320%$25,000.00
Certificate Rates - Effective Saturday, February 22, 2020
Certificate TermAPYMinimum Deposit
06 MONTH IRA CERT1.610%$1,000.00
12 MONTH IRA CERT1.660%$1,000.00
18 MONTH IRA CERT1.710%$1,000.00
24 MONTH IRA CERT1.920%$1,000.00
36 MONTH IRA CERT2.070%$1,000.00
48 MONTH IRA CERT2.120%$1,000.00
60 MONTH IRA CERT2.320%$1,000.00
Certificate Rates - Effective Saturday, February 22, 2020
Certificate TermAPYMinimum Deposit
24 MO EVOLUTION CERT2.320%$100.00
Savings Rates - Effective Wednesday, January 1, 2020
APYMinimum
Deposit
Minimum
Balance
EVOLUTION SHARE3.040%$25.00$0.00
EVOLUTION SHARE0.250%$25.00$500.01
EVOLUTION CHECKING3.040%$0.00$0.00
EVOLUTION CHECKING1.010%$0.00$500.01
EVOLUTION CHECKING0.250%$0.00$1,000.01
Savings Rates - Effective Wednesday, January 1, 2020
APYMinimum
Deposit
Minimum
Balance
PRIMARY SHARE0.150%$25.00$25.00
ADDITIONAL SHARE0.150%$25.00$0.00
MILLENNIUM CHECKING0.050%$1,000.00$1,000.00
MILLENNIUM CHECKING0.100%$1,000.00$10,000.00
Savings Rates - Effective Wednesday, January 1, 2020
APYMinimum
Deposit
Minimum
Balance
MONEY MARKET0.350%$2,500.00$2,500.00
MONEY MARKET0.400%$2,500.00$10,000.00
MONEY MARKET0.450%$2,500.00$25,000.00
MONEY MARKET0.500%$2,500.00$50,000.00
JUMBO MONEY MARKET0.000%$100,000.00$0.00
JUMBO MONEY MARKET0.800%$100,000.00$100,000.00
Loan Rates - Effective Saturday, February 22, 2020
Loan TypeRates as low asTerms/Information
NEW AUTO3.740%FOR MODEL YEARS 2012-NEW
USED AUTO 2012 AND NEWER3.740%FOR MODEL YEARS 2012-NEW
USED AUTO 2011 AND OLDER5.690%FOR MODEL YEARS 2011 AND OLDER
PERSONAL LOAN (UNSECURED)8.190%UP TO 36 MONTHS
MOTORCYCLE LOAN4.490%FOR MODEL YEARS 2011-NEW (36-60 MOS.)
MOTOR HOME LOAN4.990%FOR MODEL YEARS 2011-NEW (<72-180 MONTHS)
OVERDRAFT LOC - REVOLVING12.150%LINE OF CREDIT
HOME EQUITY LOC (HELOC)4.750%VARIABLE INTEREST RATE- LINE OF CREDIT
FIXED RATE HOME EQUITY5.240%UP TO 60 MONTHS
NCCU REWARDS CREDIT CARD8.900%8.90% FIXED RATE APR - NON-PROMOTIONAL RATE
Mortgage Rates - Effective Saturday, February 22, 2020
Mortgage TermAPY
30 Year Fixed Rate%
15 Year Fixed Rate%