Rates


Mountain CD Rates - Effective Friday, June 5, 2020
Certificate TermAPYMinimum Deposit
MOUNTAIN 6MO CD0.40%$500.00
MOUNTAIN 12MO CD0.50%$500.00
MOUNTAIN 18MO CD0.60%$500.00
MOUNTAIN 24MO CD0.70%$500.00
MOUNTAIN 36MO CD0.80%$500.00
MOUNTAIN 48MO CD0.90%$500.00
MOUNTAIN 60MO CD1.01%$500.00
Peak CD Rates - Effective Friday, June 5, 2020
Certificate TermAPYMinimum Deposit
PEAK 06MO CD0.50%$10,000.00
PEAK 12MO CD0.60%$10,000.00
PEAK 18MO CD0.70%$10,000.00
PEAK 24MO CD0.80%$10,000.00
PEAK 36MO CD0.90%$10,000.00
PEAK 48MO CD1.01%$10,000.00
PEAK 60MO CD1.11%$10,000.00
Summit CD Rates - Effective Friday, June 5, 2020
Certificate TermAPYMinimum Deposit
SUMMIT 06MO CD0.55%$25,000.00
SUMMIT 12MO CD0.65%$25,000.00
SUMMIT 18MO CD0.75%$25,000.00
SUMMIT 24MO CD0.85%$25,000.00
SUMMIT 36MO CD0.95%$25,000.00
SUMMIT 48MO CD1.06%$25,000.00
SUMMIT 60MO CD1.16%$25,000.00
IRA CD Rates - Effective Friday, June 5, 2020
Certificate TermAPYMinimum Deposit
06 MONTH IRA CERT0.55%$1,000.00
12 MONTH IRA CERT0.65%$1,000.00
18 MONTH IRA CERT0.75%$1,000.00
24 MONTH IRA CERT0.85%$1,000.00
36 MONTH IRA CERT0.95%$1,000.00
48 MONTH IRA CERT1.06%$1,000.00
60 MONTH IRA CERT1.16%$1,000.00
Evolution CD Rates - Effective Friday, June 5, 2020
Certificate TermAPYMinimum Deposit
24 MO EVOLUTION CERT1.16%$100.00
Evolution Savings Rates - Effective Monday, June 1, 2020
APYMinimum
Deposit
Minimum
Balance
EVOLUTION SHARE3.04%$25.00$0.00
EVOLUTION SHARE0.25%$25.00$500.01
EVOLUTION CHECKING3.04%$0.00$0.00
EVOLUTION CHECKING1.01%$0.00$500.01
EVOLUTION CHECKING0.15%$0.00$1,000.01
Millennium Savings Rates - Effective Monday, June 1, 2020
APYMinimum
Deposit
Minimum
Balance
PRIMARY SHARE0.10%$25.00$25.00
ADDITIONAL SHARE0.10%$25.00$0.00
MILLENNIUM CHECKING0.05%$1,000.00$1,000.00
MILLENNIUM CHECKING0.10%$1,000.00$10,000.00
Money Market Savings Rates - Effective Monday, June 1, 2020
APYMinimum
Deposit
Minimum
Balance
MONEY MARKET0.15%$2,500.00$2,500.00
MONEY MARKET0.20%$2,500.00$10,000.00
MONEY MARKET0.25%$2,500.00$25,000.00
MONEY MARKET0.30%$2,500.00$50,000.00
JUMBO MONEY MARKET0.00%$100,000.00$0.00
JUMBO MONEY MARKET0.35%$100,000.00$100,000.00
Loan Rates - Effective Friday, June 5, 2020
Loan TypeRates as low asTerms/Information
NEW AUTO3.74%FOR MODEL YEARS 2014-NEW
USED AUTO 2014 AND NEWER3.74%FOR MODEL YEARS 2014-NEW
USED AUTO 2011 AND OLDER5.69%FOR MODEL YEARS 2011 AND OLDER
PERSONAL LOAN (UNSECURED)8.19%UP TO 36 MONTHS
MOTORCYCLE LOAN4.49%FOR MODEL YEARS 2011-NEW (36-60 MOS.)
MOTOR HOME LOAN4.99%FOR MODEL YEARS 2011-NEW (<72-180 MONTHS)
OVERDRAFT LOC - REVOLVING12.15%LINE OF CREDIT
HOME EQUITY LOC (HELOC)4.75%VARIABLE INTEREST RATE- LINE OF CREDIT
FIXED RATE HOME EQUITY5.24%UP TO 60 MONTHS
NCCU REWARDS CREDIT CARD8.90%8.90% FIXED RATE APR - NON-PROMOTIONAL RATE

Mortgage Rates

Mortgage rates change daily. Pleas call 970-330-3900 for our current rates. If you are ready to get started on your mortgage, click the “Apply Now” button below.

The interest rates and yields set forth above are accurate as of the effective date indicated on this document. If you wish to obtain current rate information, please call the credit union.

The Annual Percentage Yield (APY) is a percentage rate reflecting the total amount of interest paid on an account based on interest rates and compounding frequency over a 365-day period. Normally, no notice of intent to withdraw shares is required; however, Northern Colorado Credit Union of Greeley’s bylaws give the credit union the authority to require up to sixty (60) days’ notice to withdraw shares.  A penalty will be assessed for early fund withdrawal. Penalties assessed will be 90, 120 or 180 days of earned interest depending on the term. The interest rate and APY are the prospective rates and yields the credit union anticipates paying for the applicable period. No additional deposits can be made to IRA or regular certificates of deposit during the term.

Rate and Annual Percentage Rate (APR) depend on the member’s individual credit history, vehicle year, and term of the loan. See a loan officer for qualifications. Rates posted online are subject to change.