Rates


Mountain CD Rates - Effective Saturday, March 28, 2020
Certificate TermAPYMinimum Deposit
MOUNTAIN 6MO CD1.21%$500
MOUNTAIN 12MO CD1.31%$500
MOUNTAIN 18MO CD1.36%$500
MOUNTAIN 24MO CD1.41%$500
MOUNTAIN 36MO CD1.46%$500
MOUNTAIN 48MO CD1.51%$500
MOUNTAIN 60MO CD1.56%$500
Peak CD Rates - Effective Saturday, March 28, 2020
Certificate TermAPYMinimum Deposit
PEAK 06MO CD1.26%$10,000
PEAK 12MO CD1.36%$10,000
PEAK 18MO CD1.41%$10,000
PEAK 24MO CD1.51%$10,000
PEAK 36MO CD1.56%$10,000
PEAK 48MO CD1.61%$10,000
PEAK 60MO CD1.66%$10,000
Summit CD Rates - Effective Saturday, March 28, 2020
Certificate TermAPYMinimum Deposit
SUMMIT 06MO CD1.36%$25,000
SUMMIT 12MO CD1.46%$25,000
SUMMIT 18MO CD1.51%$25,000
SUMMIT 24MO CD1.61%$25,000
SUMMIT 36MO CD1.66%$25,000
SUMMIT 48MO CD1.71%$25,000
SUMMIT 60MO CD1.76%$25,000
IRA CD Rates - Effective Saturday, March 28, 2020
Certificate TermAPYMinimum Deposit
06 MONTH IRA CERT1.36%$1,000
12 MONTH IRA CERT1.46%$1,000
18 MONTH IRA CERT1.51%$1,000
24 MONTH IRA CERT1.61%$1,000
36 MONTH IRA CERT1.66%$1,000
48 MONTH IRA CERT1.71%$1,000
60 MONTH IRA CERT1.76%$1,000
Evolution CD Rates - Effective Saturday, March 28, 2020
Certificate TermAPYMinimum Deposit
24 MO EVOLUTION CERT1.76%$100
Evolution Savings Rates - Effective Sunday, March 15, 2020
APYMinimum
Deposit
Minimum
Balance
EVOLUTION SHARE3.04%$25$0
EVOLUTION SHARE0.25%$25$500.01
EVOLUTION CHECKING3.04%$0$0
EVOLUTION CHECKING1.01%$0$500.01
EVOLUTION CHECKING0.25%$0$1,000.01
Millennium Savings Rates - Effective Sunday, March 15, 2020
APYMinimum
Deposit
Minimum
Balance
PRIMARY SHARE0.15%$25$25
ADDITIONAL SHARE0.15%$25$0
MILLENNIUM CHECKING0.05%$1,000$1,000
MILLENNIUM CHECKING0.1%$1,000$10,000
Money Market Savings Rates - Effective Sunday, March 15, 2020
APYMinimum
Deposit
Minimum
Balance
MONEY MARKET0.3%$2,500$2,500
MONEY MARKET0.3%$2,500$10,000
MONEY MARKET0.4%$2,500$25,000
MONEY MARKET0.45%$2,500$50,000
JUMBO MONEY MARKET0%$100,000$0
JUMBO MONEY MARKET0.6%$100,000$100,000
Loan Rates - Effective Saturday, March 28, 2020
Loan TypeRates as low asTerms/Information
NEW AUTO3.74%FOR MODEL YEARS 2014-NEW
USED AUTO 2014 AND NEWER3.74%FOR MODEL YEARS 2014-NEW
USED AUTO 2011 AND OLDER5.69%FOR MODEL YEARS 2011 AND OLDER
PERSONAL LOAN (UNSECURED)8.19%UP TO 36 MONTHS
MOTORCYCLE LOAN4.49%FOR MODEL YEARS 2011-NEW (36-60 MOS.)
MOTOR HOME LOAN4.99%FOR MODEL YEARS 2011-NEW (<72-180 MONTHS)
OVERDRAFT LOC - REVOLVING12.15%LINE OF CREDIT
HOME EQUITY LOC (HELOC)4.75%VARIABLE INTEREST RATE- LINE OF CREDIT
FIXED RATE HOME EQUITY5.24%UP TO 60 MONTHS
NCCU REWARDS CREDIT CARD8.9%8.90% FIXED RATE APR - NON-PROMOTIONAL RATE

Mortgage Rates

Mortgage rates change daily. Pleas call 970-330-3900 for our current rates. If you are ready to get started on your mortgage, click the “Begin Inquiry” button below.

The interest rates and yields set forth above are accurate as of the effective date indicated on this document. If you wish to obtain current rate information, please call the credit union.

The Annual Percentage Yield (APY) is a percentage rate reflecting the total amount of interest paid on an account based on interest rates and compounding frequency over a 365-day period. Normally, no notice of intent to withdraw shares is required; however, Northern Colorado Credit Union of Greeley’s bylaws give the credit union the authority to require up to sixty (60) days’ notice to withdraw shares.  A penalty will be assessed for early fund withdrawal. Penalties assessed will be 90, 120 or 180 days of earned interest depending on the term. The interest rate and APY are the prospective rates and yields the credit union anticipates paying for the applicable period. No additional deposits can be made to IRA or regular certificates of deposit during the term.

Rate and Annual Percentage Rate (APR) depend on the member’s individual credit history, vehicle year, and term of the loan. See a loan officer for qualifications. Rates posted online are subject to change.