Rates


Certificates of Deposit

Tiered rates based on minimum deposit

Mountain CD Rates - Effective Saturday, August 13, 2022
Certificate TermAPYMinimum Deposit
MOUNTAIN 6MO CD0.75%$500
MOUNTAIN 12MO CD0.80%$500
MOUNTAIN 18MO CD0.90%$500
MOUNTAIN 24MO CD0.95%$500
MOUNTAIN 36MO CD1.01%$500
MOUNTAIN 48MO CD1.06%$500
MOUNTAIN 60MO CD1.16%$500
Peak CD Rates - Effective Saturday, August 13, 2022
Certificate TermAPYMinimum Deposit
PEAK 06MO CD0.85%$10,000
PEAK 12MO CD0.90%$10,000
PEAK 18MO CD0.95%$10,000
PEAK 24MO CD1.26%$10,000
PEAK 36MO CD1.36%$10,000
PEAK 48MO CD1.41%$10,000
PEAK 60MO CD1.56%$10,000
Summit CD Rates - Effective Saturday, August 13, 2022
Certificate TermAPYMinimum Deposit
SUMMIT 06MO CD0.91%$25,000
SUMMIT 12MO CD0.95%$25,000
SUMMIT 18MO CD1.00%$25,000
SUMMIT 24MO CD1.31%$25,000
SUMMIT 36MO CD1.46%$25,000
SUMMIT 48MO CD1.56%$25,000
SUMMIT 60MO CD1.66%$25,000
IRA CD Rates - Effective Saturday, August 13, 2022
Certificate TermAPYMinimum Deposit
06 MONTH IRA CERT0.91%$1,000
12 MONTH IRA CERT0.95%$1,000
18 MONTH IRA CERT1.00%$1,000
24 MONTH IRA CERT1.31%$1,000
36 MONTH IRA CERT1.46%$1,000
48 MONTH IRA CERT1.56%$1,000
60 MONTH IRA CERT1.66%$1,000

Evolution Accounts

Accounts for ages 0-26

Evolution CD Rates - Effective Saturday, August 13, 2022
Certificate TermAPYMinimum Deposit
24 MO EVOLUTION CERT1.66%$100
Evolution Savings Rates - Effective Monday, August 1, 2022
APYMinimum
Deposit
Minimum
Balance
EVOLUTION SHARE3.04%$25$0
EVOLUTION SHARE0.25%$25$500
EVOLUTION CHECKING3.04% $0
EVOLUTION CHECKING1.01% $500
EVOLUTION CHECKING0.15% $1,000

Other Savings

Millennium Savings Rates - Effective Monday, August 1, 2022
APYMinimum
Deposit
Minimum
Balance
PRIMARY SHARE0.10%$25$25
ADDITIONAL SHARE0.10%$25$0
MILLENNIUM CHECKING0.05%$1,000$1,000
MILLENNIUM CHECKING0.10%$1,000$10,000
Money Market Savings Rates - Effective Monday, August 1, 2022
APYMinimum
Deposit
Minimum
Balance
MONEY MARKET0.15%$2,500$2,500
MONEY MARKET0.20%$2,500$10,000
MONEY MARKET0.25%$2,500$25,000
MONEY MARKET0.30%$2,500$50,000
JUMBO MONEY MARKET0.00%$100,000$0
JUMBO MONEY MARKET0.50%$100,000$100,000

Loans

Loan Rates - Effective Saturday, August 13, 2022
Loan TypeAPR as
low as
Terms & Information
MOTORCYCLE LOAN » 7.49% 48 M FOR MODEL YEARS 2011-NEW (36-60 MONTHS)
NEW AUTO 73-84 MONTHS » 4.44% 84 M FOR MODEL YEARS 2014-NEW
USED AUTO 2014 AND NEWER » 4.44% 84 M FOR MODEL YEARS 2014-NEW
PERSONAL LOAN (UNSECURED) » 9.49% 36 M UP TO 36 MONTHS
MOTOR HOME LOAN » 5.99% 72 M FOR MODEL YEARS 2012-NEW (<72-180 MONTHS)
OVERDRAFT LOC - REVOLVING » 12.15% 60 M LINE OF CREDIT
HOME EQUITY LOC (HELOC) » 5.50% 60 M VARIABLE INTEREST RATE- LINE OF CREDIT
FIXED RATE HOME EQUITY » 7.29% 60 M UP TO 60 MONTHS
NCCU REWARDS CREDIT CARD » 8.90% 60 M 8.90% FIXED RATE APR - NON-PROMOTIONAL RATE

Mortgage Rates

Mortgage rates change daily. Please call 970-330-3900 for our current rates. If you are ready to get started on your mortgage, click the “Begin Inquiry” button below.

The interest rates and yields set forth above are accurate as of the effective date indicated on this document. If you wish to obtain current rate information, please call the credit union.

The Annual Percentage Yield (APY) is a percentage rate reflecting the total amount of interest paid on an account based on interest rates and compounding frequency over a 365-day period. Normally, no notice of intent to withdraw shares is required; however, Northern Colorado Credit Union of Greeley’s bylaws give the credit union the authority to require up to sixty (60) days’ notice to withdraw shares. A penalty will be assessed for early fund withdrawal. Penalties assessed will be 90, 120 or 180 days of earned interest depending on the term. Fees may reduce earnings. Fee Schedules are available upon request by contacting us at 970-330-3900. The interest rate and APY are the prospective rates and yields the credit union anticipates paying for the applicable period. No additional deposits can be made to IRA or regular certificates of deposit during the term.

Rate and Annual Percentage Rate (APR) depend on the member’s individual credit history, vehicle year, and term of the loan. See a loan officer for qualifications. Rates posted online are subject to change.