Rates


Certificates of Deposit

Tiered rates based on minimum deposit

Mountain CD Rates - Effective Saturday, November 26, 2022
Certificate TermAPYMinimum Deposit
MOUNTAIN 6MO CD1.46%$500.00
MOUNTAIN 12MO CD1.51%$500.00
MOUNTAIN 18MO CD1.61%$500.00
MOUNTAIN 24MO CD1.66%$500.00
MOUNTAIN 36MO CD1.71%$500.00
MOUNTAIN 48MO CD1.76%$500.00
MOUNTAIN 60MO CD1.87%$500.00
Peak CD Rates - Effective Saturday, November 26, 2022
Certificate TermAPYMinimum Deposit
PEAK 06MO CD1.56%$10,000.00
PEAK 12MO CD1.61%$10,000.00
PEAK 18MO CD1.66%$10,000.00
PEAK 24MO CD1.97%$10,000.00
PEAK 36MO CD2.07%$10,000.00
PEAK 48MO CD2.12%$10,000.00
PEAK 60MO CD2.27%$10,000.00
Summit CD Rates - Effective Saturday, November 26, 2022
Certificate TermAPYMinimum Deposit
SUMMIT 06MO CD1.61%$25,000.00
SUMMIT 12MO CD1.66%$25,000.00
SUMMIT 18MO CD1.71%$25,000.00
SUMMIT 24MO CD2.02%$25,000.00
SUMMIT 36MO CD2.17%$25,000.00
SUMMIT 48MO CD2.27%$25,000.00
SUMMIT 60MO CD2.38%$25,000.00
IRA CD Rates - Effective Saturday, November 26, 2022
Certificate TermAPYMinimum Deposit
06 MONTH IRA CERT1.61%$1,000.00
12 MONTH IRA CERT1.66%$1,000.00
18 MONTH IRA CERT1.71%$1,000.00
24 MONTH IRA CERT2.02%$1,000.00
36 MONTH IRA CERT1.66%$1,000.00
48 MONTH IRA CERT1.76%$1,000.00
60 MONTH IRA CERT1.87%$1,000.00

Evolution Accounts

Accounts for ages 0-26

Evolution CD Rates - Effective Saturday, November 26, 2022
Certificate TermAPYMinimum Deposit
24 MO EVOLUTION CERT2.38%$100.00
Evolution Savings Rates - Effective Monday, August 1, 2022
APYMinimum
Deposit
Minimum
Balance
EVOLUTION SHARE3.04%$25.00$0.00
EVOLUTION SHARE0.25%$25.00$500.01
EVOLUTION CHECKING3.04% $0.00
EVOLUTION CHECKING1.01% $500.01
EVOLUTION CHECKING0.15% $1,000.01

Other Savings

Millennium Savings Rates - Effective Monday, August 1, 2022
APYMinimum
Deposit
Minimum
Balance
PRIMARY SHARE0.10%$25.00$25.00
ADDITIONAL SHARE0.10%$25.00$0.00
MILLENNIUM CHECKING0.05%$1,000.00$1,000.00
MILLENNIUM CHECKING0.10%$1,000.00$10,000.00
Money Market Savings Rates - Effective Monday, August 1, 2022
APYMinimum
Deposit
Minimum
Balance
MONEY MARKET0.15%$2,500.00$2,500.00
MONEY MARKET0.20%$2,500.00$10,000.00
MONEY MARKET0.25%$2,500.00$25,000.00
MONEY MARKET0.30%$2,500.00$50,000.00
JUMBO MONEY MARKET0.00%$100,000.00$0.00
JUMBO MONEY MARKET1.01%$100,000.00$100,000.00

Loans

Loan Rates - Effective Saturday, November 26, 2022
Loan TypeBase RateTerms & Information
AUTO LOAN 53 MONTHS OR LESS 5.74% 60 M 2016 AND NEWER
AUTO LOAN 54 - 72 MO » 5.99% 60 M NEW OR USED 2016 OR NEWER
AUTO LOAN 84 MONTHS » 6.84% 84 M NEW OR USED 2016 AND NEWER
VISA Rewards Credit Card » 8.90% 36 M UP TO 36 MONTHS
PERSONAL LOAN (UNSECURED) » 10.99% 36 M UP TO 36 MONTHS
HOME EQUITY LOC (HELOC) » 7.00% 60 M VARIABLE INTEREST RATE- LINE OF CREDIT
HOME EQUITY LOAN 97 - 120 MO » 10.99% 120 M HOME EQUITY LOAN (OWNER OCCUPIED)
MOTOR HOME LOANS » 8.49% 120 M FOR MODEL YEARS 2012-NEW (>72-180 MONTHS)
MOTORCYCLE LOAN 37-60 MO » 9.99% 48 M 2016 AND NEWER

Mortgage Rates

Mortgage rates change daily. Please call 970-330-3900 for our current rates. If you are ready to get started on your mortgage, click the “Begin Inquiry” button below.

The interest rates and yields set forth above are accurate as of the effective date indicated on this document. If you wish to obtain current rate information, please call the credit union.

The Annual Percentage Yield (APY) is a percentage rate reflecting the total amount of interest paid on an account based on interest rates and compounding frequency over a 365-day period. Normally, no notice of intent to withdraw shares is required; however, Northern Colorado Credit Union of Greeley’s bylaws give the credit union the authority to require up to sixty (60) days’ notice to withdraw shares. A penalty will be assessed for early fund withdrawal. Penalties assessed will be 90, 120 or 180 days of earned interest depending on the term. Fees may reduce earnings. Fee Schedules are available upon request by contacting us at 970-330-3900. The interest rate and APY are the prospective rates and yields the credit union anticipates paying for the applicable period. No additional deposits can be made to IRA or regular certificates of deposit during the term.

Rate and Annual Percentage Rate (APR) depend on the member’s individual credit history, vehicle year, and term of the loan. See a loan officer for qualifications. Rates posted online are subject to change.


We will be closed Thursday, November 24, 2022 for Thanksgiving.